Instagram post 2193540342951702710_2239609599 S A T U R D A Y ✨ Most of our weekends will now be full of grabbing all the Christmas presents, shopping deals, duvet tv nights and plenty of Christmas movies. And I’m pretty okay with that. Although, a endless stream of money would be ideal to make the most of the Christmas build up! -
What do your weekends before Christmas look like? -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
Instagram post 2191659495879765825_2239609599 If only this could be the tree outside my home ✨ 3 weeks today it’s Christmas Day and boy am I excited. Did I mention I’m cooking a Christmas dinner for 6 this year 🙈 Send help. Any advice would be greatly appreciated!
-

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2190944411960399580_2239609599 Let’s just say my day didn’t start off swimmingly after someone went up the back of me in my drive to work ✨ Buttttt I’ve placed a massive order of gorgeous perfumes and signed some girlies up to my team so swings and roundabouts! -
I’m so proud of myself for earning over £250 in profit in just the 2 weeks I’ve been in this business! I’m already on track to get a £200 bonus this month - just in time for Christmas! -
If you want to join and earn some cash commission before Christmas, drop me a message. It easy and FREE to join! -

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2189558249173624708_2239609599 CHRISTMAS IS HERE ✨ Yes, we spent a solid 5 hours putting up a Christmas tree. Who cares, love it and when it’s not as dark as hell outside hopefully I’ll grab a better snap to show off all the colours! -
If you head on over to my stories, you can see close up our tree! -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
#letterboxhomexmas
Instagram post 2189215379132649952_2239609599 We stepped back into the 80s last night to celebrate my Mumma’s 50th ✨ Seriously considering adding more 80s inspired attire to my wardrobe since I loved it so much! - -
#anotheroutfitpost #prettylittleinspo #streetstyleluxe #whatiwear #discoverunder5k #whowhatwear #dailyoutfit #fashionmoment #trendhunter #thefashionforce #postitfortheasthetic #fashioninstastyle #wearthisnext #wearingtoday #blogandbeyond #reallifeandstyle #savyblogging #chattycaptioncommunity #dailydarling #thesehappysquares #ootd #littlestoriesofmylife #growglowcreate #happyselves #ootdgals #whowhatwearing #bloggergram
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Charlotte – Nichole

15/10/2019 Interiors

Buying your first home – Top tips you need to know

Owning a home is a millennials dream. And whilst it’s easy to laugh, it has become almost impossible for many of us to take that first crucial step onto the property ladder. With property prices on the rise, and the demand for higher deposits do too, it’s no surprise it seems a pipe dream for many.

And yet whilst I type this, I’m sitting at my dining table in my mortgaged 2 bed apartment I bought nearing 4 years ago.

No I’m not an enigma, and yes it is absolutely possible to own your own. It takes hard graft of saving and some discipline when it comes to spending. I and my partner didn’t rent beforehand so luckily we didn’t have high rents to pay whilst trying to save for a deposit. But, enough about how I got here, I’m here to help you now you are ready to buy.

So where do you start? Do you really know much about mortgages, interest rates and solicitors? Here’s my top tips when you’re embarking on your first steps on the ladder.

Read : Furnishing and Decorating your new home
Read : CURTAINS & NETS INTERIOR STYLE : A REAL LAYERED LOOK

Shop for your mortgage

Don’t just settle for what seems like a good deal. Shop around as much as you would for anything else. If leaning on a fixed-rate mortgage, you will be tied to this for atleast 2 years, so you want to make sure you get the best deal possible. As a first time buyer, there will be lost of different incentives and rates avaliable. Take your time and seek advice if needed. 

Seek advice if needed – don’t do it alone

I just touched on this, but seek advice and do not be scared to ask plenty of questions. You are not expected to know what everything means, so google, ask and make sure you know what you are signing up to, before making the final decision. There are plenty of people around that can help and advise you from mortgages, surveys and estate agent jargon. 

Save for worst case

Might seem a little silly, but save save save. There may be hidden costs, as well as those planned, but more expensive than expected. Remember, surveys cost, and can flag up things you may need to address sharpish.

Try and not splurge on the pointless things

It’s all so exciting when you have a new home awaiting for the contracts to be signed and keys released. But hold yourself back from purchasing the pointless and quiet frankly, stupid things, it won’t help you when you have bills to pay and no money.

Wait for most furnshings 

A little bit of the above, but ultimately, wait for some of your furniture before you purchase. Again, it may be a little difficult, but you’ll thank yourself in the long run. We purchased many things because we could, and regretted it within months. You won’t know what you will need, or how any room will be arranged till you have lived in it. Hold back and make decisions when you know what will work best.

There is plenty of advice to give when it comes to making your first purchase, and most you will take on board. Although sometimes you will think you know better, like we did!

Just try and be sensible and don’t be scared to ask lots and lots of questions when in doubt. This is one of the biggest purchases you will ever make – you really have to be sure you are making the right decisions.

– Pin it for later –

home home interior interior

Charlotte – Nichole

I'm Charlotte Nichole. A UK Lifestyle blogger obsessed with home interiors and highstreet fashion. Whilst exploring Charlotte Nichole expect anything from lifestyle musing, weekend travel and latest style pieces to land in my wardrobe.

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Join me on the ‘Gram

Instagram post 2193540342951702710_2239609599 S A T U R D A Y ✨ Most of our weekends will now be full of grabbing all the Christmas presents, shopping deals, duvet tv nights and plenty of Christmas movies. And I’m pretty okay with that. Although, a endless stream of money would be ideal to make the most of the Christmas build up! -
What do your weekends before Christmas look like? -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
Instagram post 2191659495879765825_2239609599 If only this could be the tree outside my home ✨ 3 weeks today it’s Christmas Day and boy am I excited. Did I mention I’m cooking a Christmas dinner for 6 this year 🙈 Send help. Any advice would be greatly appreciated!
-

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2190944411960399580_2239609599 Let’s just say my day didn’t start off swimmingly after someone went up the back of me in my drive to work ✨ Buttttt I’ve placed a massive order of gorgeous perfumes and signed some girlies up to my team so swings and roundabouts! -
I’m so proud of myself for earning over £250 in profit in just the 2 weeks I’ve been in this business! I’m already on track to get a £200 bonus this month - just in time for Christmas! -
If you want to join and earn some cash commission before Christmas, drop me a message. It easy and FREE to join! -

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2189558249173624708_2239609599 CHRISTMAS IS HERE ✨ Yes, we spent a solid 5 hours putting up a Christmas tree. Who cares, love it and when it’s not as dark as hell outside hopefully I’ll grab a better snap to show off all the colours! -
If you head on over to my stories, you can see close up our tree! -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
#letterboxhomexmas
Instagram post 2189215379132649952_2239609599 We stepped back into the 80s last night to celebrate my Mumma’s 50th ✨ Seriously considering adding more 80s inspired attire to my wardrobe since I loved it so much! - -
#anotheroutfitpost #prettylittleinspo #streetstyleluxe #whatiwear #discoverunder5k #whowhatwear #dailyoutfit #fashionmoment #trendhunter #thefashionforce #postitfortheasthetic #fashioninstastyle #wearthisnext #wearingtoday #blogandbeyond #reallifeandstyle #savyblogging #chattycaptioncommunity #dailydarling #thesehappysquares #ootd #littlestoriesofmylife #growglowcreate #happyselves #ootdgals #whowhatwearing #bloggergram
Instagram post 2187341206567424472_2239609599 Is it time for the Christmas tree yet? Nearlyyyy. With that in mind, the black Friday deals and December lurking, I posted a huge ( and I mean huge ) blog post with lots and lots of Christmas Decorations, all of which fall into the most popular new and timeless Christmas Trends. So, if you fancy a new theme, or want to add to your huge Christmas selection, go and have a gander. -
This year I am sticking with my usual Red, Gold and Pine Green theme but I have been browsing the decoration areas for some cute lil bits for around the home. -
What are you doing this year? Do you have a Christmas theme in mind? Or you jazzing up the colour theme? -
#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
Instagram post 2186245819685356321_2239609599 I am finally getting round to drafting my full guide to Boston ✨ whilst I love sharing our travels, it often fills me with fond memories I oh so wish we could quickly go back and re-live. I really don’t think blue Monday’s from a trip ever fade, do they?⠀
-⠀
#smallblogger⠀
#dailydarling⠀
#discoverunder20k⠀
#curateyourownfeed⠀
#thesehappysquares⠀
#theblogpack⠀
#blogginglife⠀
#sayyestosuccess⠀
#bloggerdiaries⠀
#bloggersuk⠀
#pursuewhatislovely⠀
#posttheordinary⠀
#growglowcreate⠀
#discoverunder1k⠀
#bloggersofinstagram⠀
#bloggerslife⠀
#camerashot⠀
#lensonstreet⠀
#urbanstreetphotography⠀
#instagoodday⠀
#wheretofindme⠀
#bestintravel⠀
#planetdiscovery⠀
#backpackerlife⠀
#speechlessplaces⠀
#travelcaptures⠀
#globetravel⠀
#travelthroughtheworld⠀
#tblogger⠀
#roamtheworld
Instagram post 2184128954028696197_2239609599 I sometimes forget to post to this square ✨ Birthday weekend in full swing. Late nights, later mornings, takeaway food and choccy for breakfast. It’s like my hubby dipped into my brain! -
It would be just perfect if we could make it out for a walk!
-

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2179310767424431608_2239609599 Wingardium Leviosa ✨ seriously though, where is my Hogwarts letter?⠀
If only I was a wizard and I could’ve just fixed my fridge freezer rather than have to spend the weekend buying a new one. Such is life and I will be forever disappointed I’m a muggle! ⠀
-⠀
Tell me, if you were a wizard what would be the first thing you’d do with your powers? ⠀
-⠀
⠀
#smallblogger⠀
#dailydarling⠀
#discoverunder20k⠀
#curateyourownfeed⠀
#thesehappysquares⠀
#theblogpack⠀
#blogginglife⠀
#sayyestosuccess⠀
#bloggerdiaries⠀
#bloggersuk⠀
#pursuewhatislovely⠀
#posttheordinary⠀
#growglowcreate⠀
#discoverunder1k⠀
#bloggersofinstagram⠀
#bloggerslife⠀
#camerashot⠀
#lensonstreet⠀
#urbanstreetphotography⠀
#instagoodday⠀
#wheretofindme⠀
#bestintravel⠀
#planetdiscovery⠀
#backpackerlife⠀
#speechlessplaces⠀
#travelcaptures⠀
#globetravel⠀
#travelthroughtheworld⠀
#tblogger⠀
#roamtheworld

Shop My Favs

Instagram post 2193540342951702710_2239609599 S A T U R D A Y ✨ Most of our weekends will now be full of grabbing all the Christmas presents, shopping deals, duvet tv nights and plenty of Christmas movies. And I’m pretty okay with that. Although, a endless stream of money would be ideal to make the most of the Christmas build up! -
What do your weekends before Christmas look like? -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
Instagram post 2191659495879765825_2239609599 If only this could be the tree outside my home ✨ 3 weeks today it’s Christmas Day and boy am I excited. Did I mention I’m cooking a Christmas dinner for 6 this year 🙈 Send help. Any advice would be greatly appreciated!
-

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2190944411960399580_2239609599 Let’s just say my day didn’t start off swimmingly after someone went up the back of me in my drive to work ✨ Buttttt I’ve placed a massive order of gorgeous perfumes and signed some girlies up to my team so swings and roundabouts! -
I’m so proud of myself for earning over £250 in profit in just the 2 weeks I’ve been in this business! I’m already on track to get a £200 bonus this month - just in time for Christmas! -
If you want to join and earn some cash commission before Christmas, drop me a message. It easy and FREE to join! -

#smallblogger
#dailydarling
#discoverunder20k
#curateyourownfeed
#thesehappysquares
#theblogpack
#blogginglife
#sayyestosuccess
#bloggerdiaries
#bloggersuk
#pursuewhatislovely
#posttheordinary
#growglowcreate
#discoverunder1k
#bloggersofinstagram
#bloggerslife
#camerashot
#lensonstreet
#urbanstreetphotography
#instagoodday
#wheretofindme
#bestintravel
#planetdiscovery
#backpackerlife
#speechlessplaces
#travelcaptures
#globetravel
#travelthroughtheworld
#tblogger
#roamtheworld
Instagram post 2189558249173624708_2239609599 CHRISTMAS IS HERE ✨ Yes, we spent a solid 5 hours putting up a Christmas tree. Who cares, love it and when it’s not as dark as hell outside hopefully I’ll grab a better snap to show off all the colours! -
If you head on over to my stories, you can see close up our tree! -

#instagrammersgallery⠀
#christmasdecor
#christmasdecor19
#christmastrends19
#smallspacesquad⠀
#showmeyourboho⠀
#passionforinterior⠀
#spotlightonmyhome⠀
#styleathome⠀
#makingahouseahome⠀
#inmydomaine⠀
#mystylishspace⠀
#instainteriors⠀
#theworldofinteriors⠀
#tinyhome⠀
#oldhouselove⠀
#designbuild⠀
#houseandhome⠀
#myhousethismonth⠀
#oldgeorgiahomes⠀
#beautyofhouses⠀
#hausedecor⠀
#highendproperty⠀
#decorgoals⠀
#decordailydose⠀
#mybeautifulhouse⠀
#letterboxhome
#letterboxhomexmas
Instagram post 2189215379132649952_2239609599 We stepped back into the 80s last night to celebrate my Mumma’s 50th ✨ Seriously considering adding more 80s inspired attire to my wardrobe since I loved it so much! - -
#anotheroutfitpost #prettylittleinspo #streetstyleluxe #whatiwear #discoverunder5k #whowhatwear #dailyoutfit #fashionmoment #trendhunter #thefashionforce #postitfortheasthetic #fashioninstastyle #wearthisnext #wearingtoday #blogandbeyond #reallifeandstyle #savyblogging #chattycaptioncommunity #dailydarling #thesehappysquares #ootd #littlestoriesofmylife #growglowcreate #happyselves #ootdgals #whowhatwearing #bloggergram

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Modern conservatory ideas to convert the...

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2019 Christmas Decoration Trends...

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